As Chief Product Officer, Bobby leads key growth initiatives across marketing, product and sales, setting the vision for product strategy, development and lifecycle. With over 25 years of experience in strategic marketing, loyalty and innovation, he has served in roles as a client, vendor and consultant, bringing a well-rounded and creative perspective to Kobie.

Bobby has spent the last two decades working with and for some of the largest retail, FI (Financial Institutions), telecom, and automotive brands including Capital One, Nissan, Nike, USAA, Wells Fargo, HP, and GE.